LDS Sales Guarantees

The catalyst for housebuilders, their lenders and
finance brokers to increase housing supply.

Unlocking development finance, increasing housing output

The LDS Sales Guarantee, provided pre-construction, ensures the purchase of all unsold homes on a development site and releases a 10% cash deposit on exchange. This removes sales risk, improving lenders’ credit profile, whilst also reducing developers’ upfront equity requirement. The unique combination of increased deal leverage and reduced deal risk is a powerful catalyst to new housing delivery across England and Wales

Speculative vs LDS Guaranteed?
See the difference…

Our interactive comparison model illustrates the benefits for housebuilders, brokers and lenders.

  • No cost
  • No obligation
  • Instant results

Just choose your sector and set the GDV

Gross Development Value (GDV)
See the difference

Speculative vs Guaranteed?
See the difference…

Total Cost
Lender Debt
Lender Loan to GDV
LDS Deposit Release
Total Funding
Total Funding to GDV
Total Funding to Cost
Housebuilder Cash Contribution
Broker Fees
Additional Broker Fees
  • LDS deposit is interest free and released on exchange
  • This reduces housebuilder cash contribution by up to 67%
  • Spreading equity further can treble output
  • Guaranteed purchase removes sales risk in all market conditions
  • Increase lending to new and existing borrowers
  • Maximise the opportunity by creating a joint product
  • Increase conversion by offering increased leverage and a quick completion process
  • Earn additional fees from LDS
  • Simpler, interest free alternative to mezzanine with no security required

Why work with us?

Piragash Sivanesan Image
Andrew Fraser from Assetz Capital Image
House Building


“LDS Sales Guarantees are essential in de-risking projects for lenders. The team’s knowledge and understanding of the market makes the process simple and straight forward…”

Piragash Sivanesan, Founder of Totum Finance


“A great scheme that works for lenders, giving sales exit comfort and for developers providing affordable upfront cash to enable running multiple projects…”

Andrew Fraser, Regional Director at Assetz Capital

SME Housebuilders

“I learnt about LDS from my broker and quickly saw the benefits the ability to use their 10% deposit and removal of Sales Risk brought to the transaction…”

Martin Clark, Projects Director at EAM Developments