LDS are exhibiting at the 2022 NACFB Commercial Finance expo on June 15th – Find us at stand B09
Unlocking development finance, increasing housing output
The LDS Sales Guarantee, provided pre-construction, ensures the purchase of all unsold homes on a development site and releases a 10% cash deposit on exchange. This removes sales risk, improving lenders’ credit profile, whilst also reducing developers’ upfront equity requirement. The unique combination of increased deal leverage and reduced deal risk is a powerful catalyst to new housing delivery across England and Wales.
Speculative vs LDS Guaranteed?
See the difference…
Our interactive comparison model illustrates the benefits for housebuilders, brokers and lenders.
- No cost
- No obligation
- Instant results
Just choose your sector and set the GDV
- GDV
- Total Cost
- Lender Debt
- Lender Loan to GDV
- LDS Deposit Release
- Total Funding
- Total Funding to GDV
- Total Funding to Cost
- Housebuilder Cash Contribution
- Broker Fees
- Additional Broker Fees
- Increase conversion by offering increased leverage and a quick completion process
- Earn additional fees from LDS
- Simpler, interest free alternative to mezzanine with no security required
- Guaranteed exit removes sales risk in all market conditions
- Increase lending to new and existing borrowers
- Maximise the opportunity by creating a joint product
- LDS deposit is interest free and released on exchange
- This reduces housebuilder cash contribution by up to 67%
- Spreading equity further can treble output
Subscribe for free and gain access to networks, relevant knowledge, and useful tools.
LDS Sales Guarantees in numbers
£2.9bn
Total Sales Guarantees issued since launch
£1bn
Total Sales Guarantees issued in 2022
7,720
Potential new homes since launch
Why work with us?
Brokers
“LDS Sales Guarantees are essential in de-risking projects for lenders. The team’s knowledge and understanding of the market makes the process simple and straight forward…”
Piragash Sivanesan, Founder of Totum FinanceLenders
“Pivot have been working with LDS on a number of schemes and have recently completed a transaction funding the development of 8 houses in Norfolk…”
Shahil Kotecha, CEO PIVOT FinanceSME Housebuilders
“I learnt about LDS from my broker and quickly saw the benefits the ability to use their 10% deposit and removal of Sales Risk brought to the transaction…”
Martin Clark, Projects Director at EAM Developments